> For the complete documentation index, see [llms.txt](https://advisorhub.syntheticfi.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://advisorhub.syntheticfi.com/overview/protect-your-book.md).

# Protect Your Book

{% hint style="info" %}

## Half your book is probably overpaying to borrow right now

SyntheticFi lets you fix that, lower their rate, make the interest generally deductible, without moving a single asset.
{% endhint %}

### Why it protects your book

* **Retain AUM.** Clients get cash without selling, so their portfolio stays invested inside your fee base.
* **Easy wins already in your book**. Refinance existing loans at a lower, deductible rate.
* **Strengthen the relationship.** "I saved you money this quarter" is a conversation clients remember, and a reason they don't leave for a competitor's offering.

### How it works in practice

**1. The client conversation is short and simple.** Clients want three answers: what changes, when savings start, and what it means at tax time. We have an email template and framework that cover all three. [Frame the client conversation →](/serving-existing-clients-learn-more/how-to-talk-to-existing-clients.md)

**2. You stay focused on the relationship.** SyntheticFi handles trading, margin monitoring, and reporting. Your only job is a loan review and a tax-season heads-up. Two touchpoints. [Manage active loans →](/serving-existing-clients-learn-more/managing-active-syntheticfi-loans.md)

**3. The easiest place to start is a refi.** Existing SBLOCs and margin loans can usually move over with no extra cost to the client, and the new loan pays off the old one automatically. [See the refi program →](/serving-existing-clients-learn-more/sbloc-refi-program.md)

***

{% hint style="info" %}
**Ready to bring SyntheticFi to a client?** Learn [how to get started.](/product-learn-more/how-to-get-started.md)
{% endhint %}

#### Keep exploring

<table data-card-size="large" data-view="cards"><thead><tr><th></th><th></th><th></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>Refinance an existing loan</strong></td><td>The easiest win in your book.</td><td></td><td><a href="/pages/PAsKfBzcL2wwZ5iy8eO5">/pages/PAsKfBzcL2wwZ5iy8eO5</a></td></tr><tr><td><strong>Frame the client conversation</strong></td><td>What to say, and the email template.</td><td></td><td><a href="/pages/kyWJIgJtI5CO7sGjzPez">/pages/kyWJIgJtI5CO7sGjzPez</a></td></tr><tr><td><strong>Manage active loans</strong></td><td>The two touchpoints after a loan is live.</td><td></td><td><a href="/pages/qjs47DuRZSt2U0jOtx3j">/pages/qjs47DuRZSt2U0jOtx3j</a></td></tr><tr><td><strong>Use it in a review meeting</strong></td><td>Bring it into your annual reviews.</td><td></td><td><a href="/pages/Yap1lTGvIbuoRKaDtkCC">/pages/Yap1lTGvIbuoRKaDtkCC</a></td></tr></tbody></table>

***

[\* Important Disclosures](/disclosures.md)


---

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